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Can Changes to My Home Affect My Homeowners Insurance?

People often purchase homeowners insurance because they are interested in protecting the investment they have made in their home. However, most of them may not understand what their policy covers or how their coverage and premiums are even calculated. The key to having the right amount of coverage is to know what your policy covers Read More

How Does General Liability Insurance Differ From Professional Liability Insurance?

In insurance, a general liability insurance policy covers you and your company for claims that involve property damage and bodily injuries that result from your services, products, or operations. If you are held responsible for the damages to your landlord’s property, then the insurance can also cover you. Professional liability insurance is a type of Read More

What You Need to Know About Car Insurance Loyalty Discounts

Loyalty discounts are also called patronage discounts, which can be described as price drops provided to steady customers. Car insurance companies have used this practice to help retain customers. In some cases, the rewards may be in the form of better coverage for the same price rather than a straight discount. This technique of offering Read More

Insurance Checklist for the New Year Coverage Review

Having enough insurance is necessary, but how do you know if you are sufficiently covered? It’s important to conduct an insurance review every year to ensure that you always have enough coverage in place in case an emergency happens. Having insurance will not do you any good if you do not have the coverage you Read More

4 Reasons Life Insurance Is a Great Christmas Gift

Giving life insurance as a Christmas gift may be a little unconventional, but it is practical and makes good financial sense for all involved. Whether you are looking out for your grandchildren’s future, or making sure that your family will not have any additional financial worries, purchasing a life insurance policy for the holidays is Read More

3 Commonly Overlooked Features of Life Insurance Policies

Life insurance policies are commonly regarded as something that will benefit the family of a loved one after they pass away. That is not the only benefit they offer. In fact, many life insurance policyholders may be pleasantly surprised at some of the features they have in place with their current coverage. Evaluate your policy Read More

4 Effective Thanksgiving Safety Tips for Homeowners

The holidays are supposed to be a happy time for everyone involved. Thanksgiving is often a favorite holiday simply because of all the great foods you get to enjoy. Every family gathering is supposed to be a joyful time for everyone who attends. To keep it that way, you need to start thinking about making Read More

4 Ways in Which Business Insurance Can Save Your Company

Purchasing an insurance policy for your business is the best way to protect your company and the people who work for you. When your business experiences a devastating loss, your only recourse may be to rely on your insurance policy to provide you with the resources you need for recovery. Here are 4 ways in Read More

4 Different Policy Options You Can Consider When Buying Auto Insurance

Auto insurance has been made mandatory in every state, which is why it’s important to get the policy you need at an affordable price. However, before you start looking for a policy, you should consider several factors like the type of coverage required, the extent of existing loan liability, the vehicle’s existing condition, and so Read More

Know When to Review Your Life Insurance

Life insurance protects your family from experiencing financial hardships if you pass away while they are still relying on your income. For many families, having a solid life insurance policy in place means your family doesn’t have to worry about losing their way of life if a disaster strikes. It’s important to have your life Read More