How to Make Sure You Have the Right Homeowners Insurance Coverage

What Is Homeowners Insurance? Homeowners’ insurance helps cover repair or replacement costs related to damages caused by covered perils such as fire, smoke, theft, vandalism, or unfavorable weather. This policy covers damages to personal property inside your home, or on your premises, including furniture, clothing, and other possessions. It covers both the interior and exterior Read More

Understanding the Advantages and Drawbacks of Auto Insurance Loyalty

Many insurance companies provide incentives and benefits to their customers to keep their loyalty. A lot of people stick to one insurance company because of the comfort and convenience they bring. There are certain benefits and disadvantages that come with car insurance loyalty. Some of the benefits include discounts, the option of accident forgiveness, removal Read More

Things Not Covered by Homeowners Insurance: What You Need to Know

Home insurance companies are routinely faced with the difficulty of maintaining the balance between affordability and profitability. As many homeowners do not really pay attention to the details of their existing policies, they might incur damages that are not covered by their policy. In such cases, you will not receive any form of compensation for Read More

4 Benefits of Having Life Insurance as a Single Person

Single people are sometimes misled into thinking that they may not need life insurance. The opposite is true. Single people can benefit from having life insurance in much the same way as couples do. The only difference is that they do not have a family to support or care for after they pass away. They Read More

Can Changes to My Home Affect My Homeowners Insurance?

People often purchase homeowners insurance because they are interested in protecting the investment they have made in their home. However, most of them may not understand what their policy covers or how their coverage and premiums are even calculated. The key to having the right amount of coverage is to know what your policy covers Read More

How Does General Liability Insurance Differ From Professional Liability Insurance?

In insurance, a general liability insurance policy covers you and your company for claims that involve property damage and bodily injuries that result from your services, products, or operations. If you are held responsible for the damages to your landlord’s property, then the insurance can also cover you. Professional liability insurance is a type of Read More

What You Need to Know About Car Insurance Loyalty Discounts

Loyalty discounts are also called patronage discounts, which can be described as price drops provided to steady customers. Car insurance companies have used this practice to help retain customers. In some cases, the rewards may be in the form of better coverage for the same price rather than a straight discount. This technique of offering Read More

Insurance Checklist for the New Year Coverage Review

Having enough insurance is necessary, but how do you know if you are sufficiently covered? It’s important to conduct an insurance review every year to ensure that you always have enough coverage in place in case an emergency happens. Having insurance will not do you any good if you do not have the coverage you Read More

4 Reasons Life Insurance Is a Great Christmas Gift

Giving life insurance as a Christmas gift may be a little unconventional, but it is practical and makes good financial sense for all involved. Whether you are looking out for your grandchildren’s future, or making sure that your family will not have any additional financial worries, purchasing a life insurance policy for the holidays is Read More

3 Commonly Overlooked Features of Life Insurance Policies

Life insurance policies are commonly regarded as something that will benefit the family of a loved one after they pass away. That is not the only benefit they offer. In fact, many life insurance policyholders may be pleasantly surprised at some of the features they have in place with their current coverage. Evaluate your policy Read More